I want to add that if you seek the counsel of a disability lawyer, they should not charge you unless they win your case. Then they will charge you a predetermined fee or a percentage of your SSDI lump-sum back pay, usually the lesser of the two. Thankfully, this makes hiring a disability lawyer affordable. I would never have been able to hire one otherwise. The end result is much-needed financial relief and a little more peace of mind, so the investment is well worth it.